Last updated: August 24, 2026
Terms and Conditions
These Terms and Conditions (“Terms”) govern your access to and use of rexcalloway.com (the “Site”) and any purchase you make through it. By visiting the Site, creating an account, or purchasing a product, you agree to these Terms. If you do not agree, please do not use the Site or complete a purchase.
Who We Are
rexcalloway.com is operated by Rex Calloway (“Rex Calloway,” “we,” “us,” or “our”), publishing educational content and digital guides on privacy, fraud prevention, and everyday cybersecurity for a general consumer audience.
What We Sell
All products offered on this Site are digital goods — downloadable guides, PDF resources, checklists, and related content. No physical products are shipped. Every purchase is delivered electronically, typically as an immediate download and/or email link, upon successful payment.
Orders and Payment
Prices are listed in U.S. dollars and are subject to change without notice; the price charged is the price displayed at checkout. Payment is processed securely by a third-party payment processor, such as Stripe. We do not store your full card number on our servers. By submitting an order, you confirm that the payment method you provide is your own or that you are authorized to use it, and that the billing information you supply is accurate.
We reserve the right to refuse or cancel any order — including after payment — for reasons such as suspected fraud, pricing errors, or unauthorized or illegal activity. If we cancel an order after payment, you will receive a full refund.
License to Use Digital Products
When you purchase a digital product, you receive a limited, non-exclusive, non-transferable license to download and use that product for your own personal or household reference. You may not resell, redistribute, publicly share, sublicense, or post the files (or their content) to another website, marketplace, or file-sharing service, in whole or in part, without our prior written permission. All guides, templates, and other materials remain the intellectual property of Rex Calloway.
Refunds and Chargebacks
Because our products are delivered digitally, refunds are handled under our separate Refund Policy, which forms part of these Terms. Please review it before purchasing. If you believe a charge is incorrect, contact us first at support@rexcalloway.com — we would rather resolve it directly than have you file a dispute with your bank or card issuer.
Educational Content Only
All content on this Site — free or paid — is provided for general educational and informational purposes only. It is not financial, legal, tax, medical, or professional cybersecurity advice, and following it does not guarantee any particular outcome. Full detail is set out in our Disclaimer, which forms part of these Terms.
Acceptable Use
You agree not to misuse the Site: no attempting to disrupt or gain unauthorized access to it, no scraping or automated harvesting of content without permission, no uploading of malicious code, and no using the Site or its products for any unlawful purpose.
Limitation of Liability
To the fullest extent permitted by law, Rex Calloway and its owner, employees, and affiliates are not liable for any indirect, incidental, or consequential damages arising from your use of the Site or its products, including but not limited to financial loss, identity theft, or data breach, even if we have been advised of the possibility of such damages. Nothing in these Terms limits any right you have under applicable consumer protection law that cannot lawfully be limited.
Changes to These Terms
We may update these Terms from time to time. The “Last updated” date above reflects the most recent revision. Continued use of the Site, or any purchase made after a change, constitutes acceptance of the updated Terms.
Contact Us
Questions about these Terms? Email us at support@rexcalloway.com.